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The Magical Visa Prepaid Credit Card




Don’t trust anyone with your personal credit card? No worries, try using a prepaid credit card to minimize the risk that your credit card gets abused and charged fees that you don’t agree with month after month.

One of the most common questions I get from my blog readers and newsletter subscribers is “how can I trust the get paid to try products companies with my credit card?” I can totally understand and related to this question.

While my website and blog are focused on bringing you paid opportunities that do not cost money to sign up for, there are a handful of opportunities such as paid trial offers on products that require a small payment.

What typically happens is that these companies ask for $5 to send you the product and the trial instructions. Once you complete the trial and provide feedback, they pay you more than the $5 you paid them. Make sense?

You end up making money. These paid trial companies are some of the highest paying companies out there. They pay more than paid survey companies. You also get to keep the product for free after you try it. I have scored several goodies over the years, from vacuum cleaners, to toilet papers, batteries, drinks, powder concentrate, kitchen cleaning stuff, laundry detergent, fabric softeners and much more.

How have I done all that without compromising my personal credit card? Simple, I go out and get myself a prepaid credit card. Specifically, the prepaid Visa card. This is the best one out there. Anything with a “Visa” logo on it is gold, you and I know that for a fact.

With a prepaid credit card, you control how much you spend. How does it work? Well you get a card and you load money in it. So for example, if you know you have a bill to pay for $15 next month, you can get a prepaid Visa card today for $20 then use it to pay the $15 next month. You will still have a $5 credit left over to spend on other things.

You get to keep your money and do not lose it. So what are the best uses of a prepaid credit card? There are a few. I personally love using it for the following:

Online purchases – sometimes I just don’t trust some of the online companies. They might be storing your information without you knowing. So why risk them running your credit card in the future? Just use a prepaid Visa card.

What about those friggin’ free ring tone offers? Ha, you know you want those free ring tones. But the problem is they ask for your credit card info. Get yourself a prepaid card and use that instead. Make sure you cancel before the trial period ends so they don’t charge it.

Need a card for paid surveys and offers? This is the best use of a prepaid credit card in my opinion. Since I make money online from home doing paid surveys and paid offers online, I always keep a $15-20 balance on my Visa prepaid card.

Not that I get charged on it because I cancel all my paid trial offers before the deadline, but having a prepaid card gives me the peace of mind that even if I forget to cancel, I don’t loose more than a few bucks. Not a big deal considering the amount of money I make from these paid offers all working from home in my pajamas.

What about recurring fixed charges like cell phones, TV cable bill, home phone line? Companies cheat you all the time. I have had companies bill me more than what I owe all the time. When you call and complain they say “oops, we made a mistake and we will fix it”. Oh yeah? Well what if I had not caught it? How many times do you think this has been done with you?

If you feel like you are being cheated, simply log into your online account (usually under “my account or “profile” and change the credit card information on the site). This will make sure you don’t get cheated if a company decides to keep billing you even after you cancelled your contract. Can someone say cell phones???

Added bonus!

Here is a magic trick for you. Do you have bad credit? Need to know a good way to fix it quick? You know that if you have bad credit no company will give you a credit card. Well, simply go get yourself a prepaid Visa card. Since you are putting money in it, your credit (whether good or bad) doesn’t really make a difference.

Anyone can get this. So you basically use this prepaid credit card to provide to companies that bill you monthly. For example, put your cell phone charges and your car insurance charges through the prepaid card. This will “build” your credit and improve it to the point where you can actually apply for a real credit card. Isn’t that neat? That is a million dollar secret I just gave you for free.

You can get prepaid credit card from Visa with guaranteed approval here. You decide how much you want to deposit in it, whether $5 or $500.





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