This is a site that allows me to combine all my rewards points and frequent flier miles/hotel credits in one place. The site also offers cash back shopping so I often end up booking my trips (airfare, hotels, etc) through it. I mean why not? Not only am I getting money back, but I am also adding to my collection.

I was also able to trade in thousands of credit cards and dinning credits into hotel pts. and frequent flier miles. Yes, you are allowed to do that with Points.com. You can exchange pretty much anything for anything, depending on what you like. So if you like to shop, you would want to redeem your existing credits for gift cards. If you like to dine out, you redeem your stuff for dining vouchers in restaurants of your choice.

Here is another smart thing I did. My lovely lady loves to shop at Macys. I had close to 30,000 miles with a Colorado based airline (Frontier) that I do not really fly to anywhere, nor do I foresee flying them in the future. So I took my 30,000 miles and traded it in for about $250 or so worth of gift cards. I surprised her with them on a random Thursday with flowers. I won’t go into her reaction and response, but it was simply amazing.

Here are just a handful of things you can do with Points.com:

• Track and manage all your rewards programs in one place
• Do bookings – air, hotel, car, restaurants, etc.
• Swap miles/points for gift cards, dinning vouchers etc. and vice versa
• Redeem miles/credits
• Earn rewards and rebates (cash back) for shopping and booking online
• Purchase online using your rewards instead of cash
• Share some of your rewards with whoever you liike
• Buy more reward pts. if you are short of the redemption you are planning
• Gift your rewards to someone
• Earn a ton more by referring others to the program

This site is trying to become the one stop shop for people like me who get frustrated keeping track of all their reward programs. Just too many sites to remember, and logins and passwords to deal with.

It can get hectic. I can’t tell you how many reward pts. and miles I have lost due to inactivity because no one reminded me and I lost track of the program that I had signed up for.

Points.com is absolutely free to join and takes 2 minutes to sign up with. You can trade and exchange immediately. Sign up here.

Come back to read about how to maximize cash and prize value when redeeming gift cards. This is a neat trick that you should use everytime you redeem points and gift cards.